Thread: GSW 2010 Scheduled!

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  1. #76 Re: GSW 2010 Scheduled! 
    Senior Member Sudz's Avatar
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    153 days to go
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  2. #77 Re: GSW 2010 Scheduled! 
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    Quote Originally Posted by Z View Post
    And the insurance company is too stupid to have a VIN check as part of any claims process.

    nope not unless your trying to get your vehicle fixed in the process, with liability only they usually just take a phone statement because there's no need to look at the vehical.

    Quote Originally Posted by fpkites View Post
    ....and insurance fraud is fun!
    Again I guess its how you look at it, i payed them to insure one jeep zj, whats the difference if its got 32's on it or 36's with alot less sheet metal. They never run at the same time so i'm only driving one jeep zj which I payed them for. And on top of that they will only pay to fix the other persons car, so its not like i'm getting any more money for one jeep or the other.

    technically by not telling some insurance companys you own a modified vehicle would be insurance fraud because they would want to charge you more.
    93ish zj, d60s, 38.5 maxxis, and a bunch of other expensive parts to make them work.

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  3. #78 Re: GSW 2010 Scheduled! 
    My avatar isn't animated Lifetime Supporter SirFuego's Avatar
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    Quote Originally Posted by Cody View Post
    Luckily there are a few agencies that do insure buggies now so it shouldn't be too difficult to find them and get it taken care of.
    Care to list any of these companies? Things may be different out west where wheeling is much more common, but here in the east, I don't think I've ever come across a buggy-friendly insurance policy. There was a lengthy thread on Pirate a few years ago about insuring a buggy, but it seemed that only the west coasters had any luck with it...

    My ZJ has the bare minimum insurance coverage that NY allows, but I'd feel better about finding a buggy-specific policy.
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  4. #79 Re: GSW 2010 Scheduled! 
    Senior Member Grand Slam West Planner
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    Quote Originally Posted by slim616 View Post
    technically by not telling some insurance companys you own a modified vehicle would be insurance fraud because they would want to charge you more.
    My insurance agent knows exactly what my Jeep has, in fact she's ridden in it
    Jim Karlin
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  5. #80 Re: GSW 2010 Scheduled! 
    Senor Member Lifetime Supporter ArloGuthroJeep's Avatar
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    My insurances agent has seen mine out the window, commented on it, and compared it to her husbands. Never changed any of my rates
    -Ryan
    '04 WJ w/6" on Clayton LA's, 242 SYE, 4.56 (locked 44a), 35" BFG MT KM2's
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  6. #81 Re: GSW 2010 Scheduled! 
    Senior Member Sudz's Avatar
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    curious, i did a quick search (local)

    found an Allstate agent minutes from my house

    Allstate, Boat Insurance, Business Insurance, Car Insurance, Home Insurance, Life Insurance, Motorcycle Insurance, Off-Road Vehicle Insurance, Renters Insurance, Snowmobile Insurance, Teen Driver Program
    not sure what his ORV insurance covers, but i think i could pick up some basic liability coverage for a buggy if i had one

    think about it from an insurance standpoint - what's the difference between a quad & buggy? wheelbase?
    95 ZJ | Clayton 6" | 8.8 | HP30 | 4.88s | Aussie F/R | 242 SYE | 35 MTZs

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  7. #82 Re: GSW 2010 Scheduled! 
    Senor Member Lifetime Supporter ArloGuthroJeep's Avatar
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    How much damage an ATV vs. Buggy can cause...
    -Ryan
    '04 WJ w/6" on Clayton LA's, 242 SYE, 4.56 (locked 44a), 35" BFG MT KM2's
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  8. #83 Re: GSW 2010 Scheduled! 
    Senior Member Sudz's Avatar
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    Quote Originally Posted by ArloGuthroJeep View Post
    How much damage an ATV vs. Buggy can cause...
    to what?

    trees? enviromentally sensitive areas?
    95 ZJ | Clayton 6" | 8.8 | HP30 | 4.88s | Aussie F/R | 242 SYE | 35 MTZs

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  9. #84 Re: GSW 2010 Scheduled! 
    Senor Member Lifetime Supporter ArloGuthroJeep's Avatar
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    No, other vehicles & people.
    -Ryan
    '04 WJ w/6" on Clayton LA's, 242 SYE, 4.56 (locked 44a), 35" BFG MT KM2's
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  10. #85 Re: GSW 2010 Scheduled! 
    Senior Member Sudz's Avatar
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    Quote Originally Posted by ArloGuthroJeep View Post
    No, other vehicles & people.
    as compared to a busy downtown street in a major city?

    see my point?
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  11. #86 Re: GSW 2010 Scheduled! 
    Senor Member Lifetime Supporter ArloGuthroJeep's Avatar
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    Not at all. Perhaps we're talking about two different things. Good chance of that.

    I am saying if you take a 4000lb buggy 4-wheeling and it rolls over and hits 3 people, or a cable snaps while recovering, or etc...it'll do more damage then a 500lb ATV. Because of its ability to more easily cause more damage, it would have a higher insurance premium.
    -Ryan
    '04 WJ w/6" on Clayton LA's, 242 SYE, 4.56 (locked 44a), 35" BFG MT KM2's
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  12. #87 Re: GSW 2010 Scheduled! 
    Senior Member Grand Slam West Planner Cody's Avatar
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    Quote Originally Posted by ArloGuthroJeep View Post
    No, other vehicles & people.
    bingo.

    I've seen a half dozen or more injuries related to rolling over on trails, and lots more in competition.

    Say you have a random person riding along with you (it happens) and you put it over and they stick their arm out as a reflex, crush their arm. You're liable. I've seen fingers and arms smashed against the ground and roll cage, I've seen concussions (I had a guy riding with me get a concussion on an endo I did at GSW 02), I've seen major cuts that required stitches, I've seen a buggy hit an ATV on a back road, I've had close calls with motorcyles and mtn bikers, and other vehicles.

    Do you want to be personally liable for any of those damages?

    The insurance is out there, it's just a matter of finding it.
    Resident hater of tall lifts, dana 44's, 4.0's, stingers, exo cages, and ZJ tow rigs....and the word "overlanding"
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  13. #88 Re: GSW 2010 Scheduled! 
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    Anybody camp out for GSW?

    It sure would save some $$$ if a guy could just stay in a tent.

    There has to be some good places to setup a camp right?
    Neil R.

    93 318 ZJ, HP30, 8.8, 4.56, 35"s, tube.

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  14. #89 Re: GSW 2010 Scheduled! 
    Senior Member Grand Slam West Planner Cody's Avatar
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    Depends. There are a few KOA style camp grounds in the city that have tent pads, or little cabins. the 'canyonlands" campground is actually right next door to the Redstone where a lot of people stay.

    If you want a little more primitive but still convenient, you can stay up at Sand Flats which is about 5 minutes from town. It's more primitive, but still a developed camp area in a recreation area.

    If you want primitive, there are some options, but most of the nice scenic ones will be 30-45 minutes from town. Kane Creek, dubinky well road, barlett wash etc.

    It can get pretty hot though in june. By my guestimation a tent would be approximately 1,829 degrees by 9 a.m. Being able to shower after a hot day on the trail is certainly a treat. My recomendation would be the Canyonlands camp ground as it will be less expensive than a hotel, has lots of shade trees, public showers, and is still in the thick of things.
    Resident hater of tall lifts, dana 44's, 4.0's, stingers, exo cages, and ZJ tow rigs....and the word "overlanding"
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  15. #90 Re: GSW 2010 Scheduled! 
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    Quote Originally Posted by Cody View Post
    My recomendation would be the Canyonlands camp ground as it will be less expensive than a hotel, has lots of shade trees, public showers, and is still in the thick of things.
    Agreed. $17 a night and the sites in the backend are bad ass! I stay there everytime I go to Moab (aside from GSW).
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  16. #91 Re: GSW 2010 Scheduled! 
    Senor Member Lifetime Supporter ArloGuthroJeep's Avatar
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    Quote Originally Posted by fortCollinsZJ View Post
    Anybody camp out for GSW?

    It sure would save some $$$ if a guy could just stay in a tent.

    There has to be some good places to setup a camp right?
    Get back from a long 12+ hour day of wheeling in the hot ass sun, covered in sweat and red dust, there is nothing better then a shower. Actually if it is hot out, there is a creek just a few minutes outside of town that is awesome to relax in.
    -Ryan
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  17. #92 Re: GSW 2010 Scheduled! 
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    My vacation was approved for GSW 2010.
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  18. #93 Re: GSW 2010 Scheduled! 
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    Quote Originally Posted by ZJones View Post
    My vacation was approved for GSW 2010.
    I'll be there for at least saturday sunday! if the Police Academy hasn't started yet then I will be there the entire time
    John
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  19. #94 Re: GSW 2010 Scheduled! 
    Senior Member Sudz's Avatar
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    Quote Originally Posted by Cody View Post
    bingo.

    I've seen a half dozen or more injuries related to rolling over on trails, and lots more in competition.

    Say you have a random person riding along with you (it happens) and you put it over and they stick their arm out as a reflex, crush their arm. You're liable. I've seen fingers and arms smashed against the ground and roll cage, I've seen concussions (I had a guy riding with me get a concussion on an endo I did at GSW 02), I've seen major cuts that required stitches, I've seen a buggy hit an ATV on a back road, I've had close calls with motorcyles and mtn bikers, and other vehicles.

    Do you want to be personally liable for any of those damages?

    The insurance is out there, it's just a matter of finding it.
    I'm not disputing the need for insurance! - My point was that it shouldn't be impossible to get. How the Fuck did this conversation get turned upside down?

    Insurance rates are based on STATISTICS not "I saw this or I saw that or my buddy's rig is a POS and he might roll over", etc.

    Compare the total number of insurance claims for accidents and deaths from busy urban roadways against the actual number of off road buggy accidents. Insurance rates also take into consideration the number and $$ amount of claims.

    And of course don't forget the individual's driving record. Should there be a requirement to pass additional driver testing (something similar to getting a CDL?)

    If I were to insure a buggy, I would require some type of standardized vehicle inspection or certification (something similar to automobiles in most states).
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  20. #95 Re: GSW 2010 Scheduled! 
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    Quote Originally Posted by fortCollinsZJ View Post
    Anybody camp out for GSW?

    It sure would save some $$$ if a guy could just stay in a tent.

    There has to be some good places to setup a camp right?
    I do, probably staying in Canyonlands this year...
    "I will offend a bunch of you. I do not know what your moral boundaries are, so I'm probably going to cross them at some point. I sometimes even go beyond my own moral boundaries -- that's how I know I still have them."

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  21. #96 Re: GSW 2010 Scheduled! 
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    Everytime I see this thread up at the top I pretty much go from 6 to Midnight due to excitement.
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  22. #97 Re: GSW 2010 Scheduled! 
    Senior Member Grand Slam West Planner
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    ....and so we made a baby that for some reason is due the week of GSW so I guess we'll see ya next Year!!!!!!
    "ZJ's were designed with the intention to take 1 really good hit, and fold up. As long as the occupants walked away, it was a success. In the wheeling world, we expect our vehicles to take multiple really good hits, drive out of it, and run the obstacle again!"
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  23. #98 Re: GSW 2010 Scheduled! 
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    Quote Originally Posted by Stealth Crawler ZJ View Post
    ....and so we made a baby that for some reason is due the week of GSW so I guess we'll see ya next Year!!!!!!
    CONGRATULATIONS!!!!!!!!!!!!!!!!!!! I'm supposed to be a grandpa around that time but my kid can call me in Moab and let me know if it happens during GSW.
    Sandy Reshes
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  24. #99 Re: GSW 2010 Scheduled! 
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    Damn sudz take a breath, i'm sorry I got the insurance issue started. I'll get that other thread started for the trip out here later on in the year. Should i start it hear as a version 2.0 or in the trail ride section?
    93ish zj, d60s, 38.5 maxxis, and a bunch of other expensive parts to make them work.

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  25. #100 Re: GSW 2010 Scheduled! 
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    Count me in for 2010! Can't wait!!

    G-
    04 WJ, Limited, 4.7 HO, 242 Swap, 6" Clayton Longarm'd, 35" BFG KM2's, 17" WER Beadlocks OMF rings, Kevin's Sliderz, Kevins HD Tie Rod, TNT Customs Hi-Steer, Fox Bypasses, 4.56 Gears,
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